Clark says there are two big things you have to do to keep a healthy credit score:
- Pay your bills on time: “A single late payment can impact you so severely,” he says.
- Watch your credit ratio: “The amount of debt you have vs. your limit is so key.”
For those of you looking for a new mortgage, car loan, personal loan or credit card, you’ve got some months before the changes take effect.
FICO says the new scoring model won’t be available to lenders until this summer. To be up to speed when these changes go into effect, take a look at the links below.
More Credit Stories on Clark.com:
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